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Year-round CPA tax planning
STR, Rental Property & W-2 Tax Strategy
Tax planning for short-term rental owners nationwide, with specialized expertise for California taxpayers. Already operating an Airbnb, managing several rentals, or reviewing a property you purchased last year? Start with the properties you own and the decisions ahead. Golden Years also helps rental property investors, high-income W-2 earners, and business owners connect their real estate with a broader tax plan.
Year-round tax strategy
Planning first, filing second.
Golden Years helps clients connect strategy and filing, so major decisions around property, income, entities, and timing are made before tax season. This approach makes business-owner planning explicit while keeping real-estate strategy central.
Real Estate Tax Planning
Review rental income, depreciation, cost segregation, Real Estate Professional Status, entity decisions, acquisitions, and sale planning together to identify deductions and make major tax decisions with the full picture.
Book a tax-planning consultationShort-Term Rental Strategy
Already own an Airbnb or another short-term rental? Review how the property is operating, how it has been reported, and which depreciation, participation, and timing questions deserve attention before your next return.
Plan for an STR you already ownHigh-Income Business Owner Tax Planning
Proactive planning for consultants and service-based business owners around entity structure, retirement plans, deduction timing, and coordination with real estate investments.
Explore business planningTax Return Preparation
Accurate filing connected to the strategy work for clients who engage Golden Years for planning, not standalone lowest-cost tax preparation.
Learn about tax preparationFocused planning resources
Explore focused planning resources.
Go deeper on short-term rental ownership, business-owner planning, and cost segregation within your wider tax picture.
Tax Planning for STR Owners
Start here if you already own an Airbnb and want clarity on prior-year questions, loss treatment, participation records, or planning for a growing portfolio.
Explore STR owner planning Business-owner planningProactive Tax Planning for High-Income Business Owners
A planning-first page for consultants and service-based business owners whose entities, retirement decisions, timing, and real-estate investments need to be considered together.
Explore business-owner planning Real-estate tax strategyCost Segregation & Real Estate Tax Planning
A cautious overview of depreciation timing, property facts, short-term rentals, material participation, and broader business-owner planning.
Explore cost-segregation planningCommon tax questions
Questions clients already ask before they call.
Can short-term rental losses offset W-2 income?
Sometimes. The result depends on the property facts, average guest stay, material participation, documentation, and applicable loss limits. Why an Airbnb loss may not reduce W-2 income.
Can cost segregation offset W-2 or business income?
Cost segregation can change the timing of depreciation deductions. Whether resulting losses are usable against W-2 or business income depends on the activity, participation, passive-activity and at-risk rules, and the taxpayer’s facts.
How can high-income business owners use real estate in their tax strategy?
Real estate may be part of a broader plan involving entity structure, depreciation timing, participation, cash flow, and exit planning. The right opportunities depend on the property, activity, and complete tax picture.
When does a cost segregation study actually make sense?
That depends on the property type, basis, placed-in-service timing, expected holding period, tax position, study quality, and study cost. A review should happen before treating projected deductions as a benefit.
Already own a short-term rental?
You can start with the property you already operate. A planning conversation can identify the records and questions that need a closer review, including depreciation history, participation, rental results, and upcoming decisions. Explore planning for existing STR owners.
When should a real estate investor talk to a CPA?
If you already own a rental, start when the tax result is unclear, the property becomes profitable, or your income, management arrangements, or portfolio changes. Planning is also useful before buying, selling, renovating, converting a property to short-term rental use, or changing entities.
What does proactive tax planning include?
A review of income, entities, properties, deductions, retirement accounts, timing opportunities, and the records needed to defend the strategy.
Does Golden Years work with STR owners outside California?
Golden Years provides remote tax planning for short-term rental owners nationwide, with specialized expertise for California taxpayers. The consultation helps establish the states involved and the scope of support appropriate to your situation.
Is tax preparation available without planning?
Tax preparation is designed to support planning clients. The firm is not positioned for one-time basic filing or lowest-cost tax return preparation.
How do I start working with Golden Years?
Start by booking a consultation. The call helps determine whether your real estate, business, or income situation is a fit for planning-forward CPA support.
Client Alignment
Is Golden Years the Right Fit for You?
We work best with clients who value proactive tax strategy and long-term planning.
Golden Years is designed for:
- ✔ Short-term rental owners and investors who want proactive planning for an operating property, a prior-year purchase, or a growing portfolio.
- ✔ Investors evaluating cost segregation, material participation, or Real Estate Professional Status with the records needed for a fact-specific review
- ✔ High-income business owners with growing income or portfolios who want entity, timing, and exit planning considered together
This may NOT be the right fit if:
- ✘ You are seeking lowest-cost tax preparation
- ✘ You need only a one-time filing with no ongoing planning
- ✘ You prefer reactive tax compliance instead of proactive strategy
Focused STR planning
Start with the STR you already own.
Tell us what you own, how long it has operated, and what you want to understand before your next tax decision. A consultation helps determine whether your property, income, and planning needs are a fit for Golden Years.
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What Our Clients Are Saying
Read about the tax planning impact experienced by investors and owners working with Golden Years.
“I honestly had no idea how much I was overpaying in taxes until I started working with Golden Years. I had a high-income year from my W-2 job and invested in a short-term rental but didn’t realize how powerful the right tax strategy could be. Magali helped me structure everything properly and uncover opportunities that saved me over $80,000 — seriously. She explains complex topics in a way that actually makes sense and gives me confidence that my tax strategy is working for me year-round.”
— David K., W-2 Professional & Short-Term Rental Investor, Los Angeles, California
“Managing multiple real estate investments while running my business was overwhelming until I started working with Magali. Her proactive tax planning helped optimize my entity structure, identify missed deductions, and implement strategies that saved me over $25,000 this year alone. Having a real estate-focused CPA makes a huge difference.”
— Lauren S., Real Estate Investor & Business Owner, San Diego, California
“I was juggling several rental properties and didn’t realize how much strategy was missing from my tax approach. Magali created a comprehensive plan that simplified everything — from structuring my portfolio to maximizing deductions and long-term tax efficiency. The level of expertise and attention to detail is unmatched.”
— Michael R., Real Estate Investor, Denver, Colorado
Founder-led CPA advisory
Magali Domingue, CPA
CPA | Founder | Former Wealth Management Tax Department Specialist | Real Estate Strategy Expert
Magali Domingue, CPA is the founder and owner of Golden Years Tax Strategy.
I’m a Certified Public Accountant specializing in strategic tax planning for short-term rental owners, rental property investors, high-income W-2 earners, and business owners who want to take a proactive approach to managing their tax picture.
My focus isn’t just preparing tax returns — it’s helping clients understand how their decisions today impact their long-term financial and tax outcomes. Many clients come to me after realizing that traditional tax preparation alone isn’t enough to support their growth, and they’re looking for deeper guidance, clearer strategy, and a more thoughtful approach.
Before founding Golden Years Tax Strategy, I spent nearly a decade working within internal tax departments at wealth management firms, collaborating with financial advisors and supporting complex client situations. That experience shaped my philosophy: tax strategy works best when it’s proactive, integrated, and tailored to each client’s unique goals rather than applied as a one-size-fits-all solution.
Today, I work closely with a select group of clients, primarily short-term rental owners, rental property investors, high-income W-2 earners, and business owners, who value strategic thinking and long-term partnership. My approach is intentionally boutique — I prioritize quality over volume so that every engagement receives the level of analysis, planning, and attention it deserves.
Clients often tell me they appreciate having a trusted advisor who can explain complex tax concepts clearly while also identifying opportunities they didn’t know existed. My goal is to help clients move from reactive decision-making to confident, informed strategy — creating clarity around entity structure, planning opportunities, and future growth.
If you’re looking for a thoughtful, strategic approach to your tax planning and want an advisor who takes the time to truly understand your situation, you’re in the right place.
Book Now!Tax Strategy Insights
Watch Real Estate CPA Planning & Strategy In Action
Proactive tax strategy lessons to help you understand the decisions before they are made.